Are You Licensed to Spend?

Provisions of the Obama administration’s CARD Act make it more difficult for adults under the age of 21 to get and use a credit card, and that’s just fine with a majority of consumers surveyed by CardRatings.com.

3 Perks You Might Get for Threatening Divorce...

…from your credit card company, that is. Credit card deals aren’t as plenty as they used to be, and may even be on their way out. But customers with a history of borrowing and decent credit can still extract concessions from their creditors. The secret?…

Read This Before You Lease Your Next Car

Leasing is back.

On Friday, Chrysler Group began offering leases on all 2010 Dodge, Jeep, and Chrysler vehicles. The automaker also said in a press release that it plans special leasing deals for certain models, including the Chrysler Town & Country, Dodge Grand Caravan, Ram 1500, Journey,…

Why You'll Be Paying More Interest Soon

Curtis Arnold’s modest Arkansas drawl is soothing, like a cool lemonade on a steamy southern day — except when he’s talking about credit cards.

The Secret to a Low-Cost Vacation

Everyone has a great story. For some, it’s the big fish they caught. For others, it’s a college experience they’d rather their friends forgot. For me, it’s a travel story. In 2004, my wife and I took a first-class trip to Europe and Africa for a…

6 Big Financial Mistakes I Made During College

When I was going to college I made some big financial mistakes that wasted my time and money. I want to share them so hopefully, a current college student reads them and avoids them.

Avoid Getting Fired Before You Get Hired

As if the nation’s 14.5 million jobless didn’t have it bad enough already, The New York Times now reports that employers are turning to credit checks to screen hires. The implication? Keep your credit squeaky clean, or suffer the consequences.

The Twentysomething's Guide to Beating Bankruptcy

Some of us celebrate our 25th year on the planet with pizza and beer, others of us quit our jobs and travel the world. When Jim Spiewak II was 25, he was in front of a bankruptcy court judge, explaining how he’d lost two properties…

New Rules for Credit Cards: If You Live Paycheck To Paycheck, Pay Attention

Earlier this year, the Untied States government displayed their affinity for the American consumer by passing the Credit Card Accountability, Responsibility and Disclosure (CARD) Act. Read all the details of the CARD Act straight from the White House. When this new law goes into effect over…

How Many Credit Cards Do You Need?

How many credit cards do you need? Depends. Isn’t that a terrible answer? Unfortunately, it’s the truth. If you’re neck deep in credit card debt, the answer is zero. If you’re not in debt and want to maximize your credit card rewards, you probably will need at most three or four. For everyone else looking to maintain good credit, chances are you’ll need only two.